1864 E Washington Blvd. Suite 206
Pasadena, CA 91104

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Sunday - 8am-6pm

Leasing a vehicle

There are advantages to leasing a car that are usually misunderstood. Leasing is a is a great concept, which is still somewhat new to most automotive consumers. Since many consumers are not clearly informed, we will use this section to clarify every aspect of leasing a vehicle.

The Leasing process
The key with auto leasing is understanding how the process works along with the time taken for the entire process. Prepare yourself before you decide, and learn to use the leasing aspect of a vehicle to your benefit.

Low on cash?
Most leases require little or no down payment, which makes getting into a new car more affordable. You can choose to make a down payment, or trade in your old vehicle, to lower your monthly payment.

Why should leasing be an option?
Now, most all new cars, trucks, SUVs, and vans are leased. Leasing is once again growing in popularity. Just look at the lease ads online and on TV to see how popular automobile leasing has become.

Leasing provides an alternative method of financing an automobile that offers several benefits that are attractive and beneficial to many automotive consumers. Most of the time Leasing offers much lower monthly payments than conventional financing for a purchase.

The cost of new cars has gone up significantly, usually putting prices out of reach for average buyers. This now has people looking to find ways to make personal vehicles more affordable. Auto manufacturers and finance companies have come to the rescue in a big way with consumer car leasing programs.

What is Leasing?
Leasing is nothing more than a method of paying for the use of a car, truck, SUV, or van over a specified period usually with an option to purchase at the end of the term.
As an auto broker, we act as an agent between you and the dealership. The dealership will work with us to work out the terms of the leasing agreement.

After signing, the contract divides into monthly payments, keep appropriate insurance, pay any vehicle taxes and licensing fees, and one needs to take care of the vehicle. Further, you agree that you’ll keep the car for a specified number of months — typically 24, 36, or 48 months.

At the end of your lease
At the end of the lease you’re expected to return your vehicle to the leasing company with no more than normal wear and tear. You’ll have to pay for any damage or extra mileage over and above your contract-specified limits.

You may have an option to purchase your vehicle at lease-end for a specified price, if you choose. Or you may be able to use the car as a trade-in on a new car. Otherwise, you can simply return the vehicle to the leasing company and walk away.

Making the best decision about what you do with your vehicle at lease-end is important whether youre returning it to the leasing company, buying it, trading it, or extending your lease. This requires that you look at each option carefully and evaluate the tradeoffs.

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